Looking for the best credit card from Axis Bank in June 2025? This detailed article covers all popular Axis Bank credit cards, new changes, features, benefits, and how to choose the right one.
In today’s digital age, having the right credit card can help you save money and enjoy rewards on every spend. Axis Bank, one of India’s top private banks, offers a wide range of credit cards to suit everyone—from online shoppers to frequent travelers and premium users. In June 2025, Axis Bank has rolled out a few changes and added perks that make their cards even more attractive.
This blog gives you a complete overview of Axis Bank’s most popular credit cards, recent updates, and how to select the best one for your lifestyle.
Why Choose Axis Bank Credit Cards?
Axis Bank credit cards are known for:
- Attractive cashback and rewards
- Travel perks and airport lounge access
- Dining and shopping discounts
- Easy EMI options
- Great welcome benefits
Axis Bank Credit Cards Overview (June 2025)
| Card Name | Joining Fee | Best For | Key Benefit |
|---|---|---|---|
| Flipkart Axis Credit Card | ₹500 | Online shopping | 5% cashback on Flipkart, Cleartrip |
| Magnus Credit Card | ₹12,500 | Luxury and travel | Unlimited lounge access, 5X EDGE points |
| MY Zone Credit Card | ₹500 | Entertainment and dining | SonyLIV Premium, Swiggy discounts |
| Rewards Credit Card | ₹1,000 | Regular rewards | EDGE reward points, 30% off on Swiggy |
| Neo Credit Card | ₹0 (limited) | Youth and new users | Discounts on Zomato, BookMyShow, PayTM |
| Select Credit Card | ₹3,000 | Lifestyle and groceries | ₹200 off on Swiggy, BigBasket offer |
| Atlas Credit Card | ₹5,000 | Travel and miles conversion | 5X miles, convert to partner air miles |
Highlights of Popular Axis Bank Credit Cards
1. Flipkart Axis Bank Credit Card
- 5% cashback on Flipkart & Cleartrip
- 4% on select partners (e.g., Swiggy, PVR)
- Welcome benefit: ₹500 Flipkart voucher
- Lounge access (to be discontinued from June 20, 2025)
- New cashback offer on Myntra replacing lounge access
2. Magnus Credit Card
- ₹12,500 voucher on brands like Tata CLiQ, Luxe, etc.
- Unlimited domestic and international lounge access
- 5X EDGE reward points on travel spending
- High annual fee, but packed with luxury benefits
3. MY Zone Credit Card
- Free SonyLIV Premium (1 year)
- ₹120 off on Swiggy twice a month
- 4 complimentary lounge visits per year
- Excellent for entertainment and foodies
4. Axis Bank Rewards Credit Card
- 1,500 EDGE reward points yearly
- 30% off on Swiggy orders
- Annual fee waived on ₹2L yearly spend
- Ideal for everyday use
5. Neo Credit Card
- ₹0 joining/annual fee (limited-time offer)
- 10% off on BookMyShow, BlinkIt
- ₹120 Zomato discount monthly
- 5% utility bill discount via PayTM
- Great for students and young professionals
6. Select Credit Card
- ₹10,000 EDGE points (worth ₹2,000)
- ₹500 BigBasket + ₹200 Swiggy discount
- Lounge access, fuel surcharge waiver
- Best for grocery shopping and dining
7. Atlas Credit Card
- Earn Miles instead of reward points
- 2,500 welcome miles
- 5X Miles on travel bookings
- Convert to partner air miles (1:2 ratio)
- Excellent for frequent flyers
Axis Bank Credit Card Updates – June 2025
Axis Bank recently made important changes effective June 20, 2025:
| Feature | Before June 2025 | After June 20, 2025 |
|---|---|---|
| Flipkart Card Lounge Access | 4 Complimentary visits per year | Discontinued |
| Myntra Cashback | 1% standard | Increased to 5% |
| Rewards Credit Card Exclusions | Fewer reward exclusions | More categories excluded |
| Fee Waiver Criteria | Lower spends required | Higher spend thresholds for waiver |
These updates aim to reward specific spending behavior and enhance partnerships with major brands like Myntra and Swiggy.
Credit Card Eligibility
| Criteria | Requirement |
|---|---|
| Age | 18 to 70 years |
| Employment | Salaried or self-employed |
| Income (for Atlas) | ₹12L/year (salaried), ₹15L (self-employed) |
| Credit Score | Preferably above 750 |
| Documentation | PAN, Aadhaar, income proof, photo |
Documents Required
- PAN card/Form 60
- Latest salary slip / ITR
- Address proof (Aadhaar, Passport, etc.)
- ID proof
- Photograph
Extra Perks Offered
- EMI Conversion on high-value spends
- Auto-debit facility for bill payment
- Add-on cards for family
- Cash withdrawals up to 30% of limit
- Contactless payments and 24×7 support
History of Axis Bank Credit Cards
Axis Bank began its credit card operations in the early 2000s. Over time, it partnered with major companies like Flipkart, Vistara, and BMW to offer co-branded cards. These partnerships helped Axis create customized cards for different segments—travelers, online shoppers, premium users, and beginners.
Summary Table – Best Axis Credit Cards by Category
| Category | Best Card |
|---|---|
| Online Shopping | Flipkart Axis Bank Card |
| Travel & Miles | Atlas / Magnus Credit Card |
| Youth/Students | Neo Credit Card |
| Dining & Entertainment | MY Zone Credit Card |
| Premium Lifestyle | Magnus / Select Credit Card |
Final Thoughts – Which Axis Bank Credit Card is Right for You?
Choosing the right card depends on your spending pattern:
- Love shopping on Flipkart or Myntra? → Go for the Flipkart Axis Card
- Travel a lot? → Try Atlas or Magnus
- Dining and entertainment fan? → MY Zone Card is perfect
- Want basic features with zero fees? → Check out the Neo Credit Card
Axis Bank continues to innovate and update its credit card benefits, giving users more value for their spends.
Apply today from the official Axis Bank Credit Card page and choose the card that works best for you in 2025.
